__I took an alternate route on my way to buy a coffee this morning. It wasn’t drastically different but it meant that I passed by a homeless shelter. I don’t know if it was a full-on shelter or just a soup kitchen, but I could see about thirty weathered-looking characters eating cereal out of plastic bowls. None of them looked very content with the day’s menu. I thought to myself, ‘if I sold everything I owned and tried to pay back my debts I would be poorer than every one of those people.’