Since Michelle’s unexpected promotion, BSC Logistics had taken over her life. Weeknights were now consumed by overtime, days off wasted on emails, and weekends absorbed with the stress of company projects. But the generous salary increase was just too good to overlook; an opportunity to triple one’s salary does not come along every day. Michelle waited in anticipation as the first payday rolled around – how was she going to celebrate? A designer dress, a new dining table, a weekend away? The options seemed limitless. Michelle couldn’t believe her eyes when she saw the figure on her bank statement. It was just far too much! She had somehow managed to find herself several thousand dollars in debt. For the first time ever Michelle was earning good money and she was further behind than ever.